Land Mark
Near isha yoga center
Payment/ Cards Accepted
Cash, Cheque, Credit Card, Debit Card, Net Banking, google pay
Timings
Working Days/ Holidays |
| Monday: 9.30 AM To 7.00 PM | Tuesday: 9.30 AM To 7.00 PM |
Wednesday: 9.30 AM To 7.00 PM | Thursday: 9.30 AM To 7.00 PM |
Friday: 9.30 AM To 7.00 PM | Saturday: 9.30 AM To 7.00 PM |
Holidays: Sunday |
Details/Facilities
Car Loan:-
During any economic crisis, your car still supports your financial requirements. The easiest way to get cash instantly. The tenures are pretty convenient and interest rates offered are lower than any Personal Loan. Loan against your car can help to resolve your debts, unexpected expenses, family journey, etc
Lesser documentation and it’s processed faster & quicker when compared to a new loan. Once the application is submitted along with the complete set of documents we provide you with quick decision.
GET EMI INITIATED WITH ONLY 8.5% OF INTEREST & GET YOUR EXPENSES SETTLED.
The loan you can get on:
NEW CAR
OLD
RE-FINANCE
The entire process can be taken care digitally without you having a need to travel to any person for approval or to get documentation verified. This digital process will benefit by making the process easy & Quick.
Personal Loan:-
Personal loans are offered by banks and online lenders and can be used for a wide variety of needs, from making a home repair to paying for dental work. It can open up new possibilities, act as a lifeline in tough situations and even help you repair your finances when you’re badly in debt.
A personal loan is a short-term loan to assist you with your finances. These loans have become quiet popular today, and now this is the main way to get financial assistance in the form of a cash advance.
Key areas to utilize Personnel loan
CHECK OUT THE FOLLOWING IT DESCRIBES THE PURPOSES OF PERSONAL LOAN
Festive Spendings
Medical Emergencies
Dream Marriage
Higher Education
Home Renovation
Higher End Lifestyle Products
Higher End Consumer Goods
Dream Vacation
Eligibility for a Personal Loan:
Since it is unsecured in nature, lenders have stricter norms regarding eligibility and sanctioning of personal loan. But some of the basic eligibility criteria the applicant must fulfill are:
Nationality: Indian.
Age limit – The standard age limit is minimum 21 Years.
Employment Status : Employed or In-business/self employed.
Repayment Tenure: upto 60 Months
Credit Score : CIBIL score of 600 or more
Rate of Interest and Loan Amount
The Factor depend on rate of interest and the eligibility are:-
Your employment is also an important factor in the loan-approval process.
The higher your credit score, the better are your chances of being approved.
Fees and Charges
As far as processing fee is concerned, it varies from bank to bank, loan amount or the special schemes operated by respective lending institutions. It will be in the range of bank to bank differ. However the best part of Personal Loan is processing fee is not charged upfront, it gets deducted from the loan amount. So here we get good option to compare the loan schemes with various banks and pay processing fee to the bank we zeroed in.
Foreclosure Charges also vary from lender to lender. In few institutions, it is NIL after a certain period of time which is known as Lock-in period or the charges get reduced after 1 year or 2 years.
DOCUMENTS CHECK-LIST
To initiate the personal loan process, the lender will require:
Application Form signed by applicant with photograph
KYC DOCUMENTS
Proof of Identity Pan Card / Valid Passport / Voter ID card / Valid Drivers License.
Proof of Address Aadhaar card / Electricity / Phone Bill of latest 3 months.
PROOF OF INCOME AND OTHER DOCUMENTS:
Form 16 for the previous 2 years.
Salary slip for previous 3 months.
Latest bank statement/Passbook from where you can show salary/income being credited for the previous 6 months.
Employee contract or appointment letter in case of current employment is less than 1 year.
Passport size photograph of all the applicants / co-applicants to be affixed on the application form and signed across.
The Cheque for processing fee.
Home Loan-
TYPES OF HOME LOAN:
Purchase of Residential Property.
Construction of a House.
Construction of a House.
House Expansion
Home Improvement Loans.
Balance Transfer Home Loans.
Insurance:-
TYPES OF INSURANCE WE DEAL INTO
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LIFE INSURANCE
Time never stands still and neither do our financial needs. As we move through various stages of life, our requirements and those of our families change consistently. Along with this we also carry the burden of any uncertainty happening. We do our best to take care of our family’s needs and to ensure financial security of our family from uncertainties of life. Life Insurance is the best way to protect our family from financial crisis in case of an unfortunate event and help your money to grow so you can fulfill your dreams.
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MOTOR INSURANCE
Private Car
Two Wheelers
Vehicles carrying passengers
Goods carrying Vehicles
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HEALTH INSURANCE
Every Family Needs!
Medical costs are rising, Treating ailments like diabetes, cancer, and heart attack could hit your finances hard.
Prepare now and enjoy complete peace of mind, shield your family with right Health Insurance now